The following links are designed to help you with your upcoming home financing. It is important to have a good idea of how much home you can comfortably afford and how your financial past may impact your new home loan. There are so many options of loans and lenders available to you - the internet combined with low interest rates makes it a very competitive business. I recommend finding a person you can talk with face-to-face, which typically means a local lender. There are hundreds to choose from and since homes are such a major purchase and involve sharing lots of personal info, be sure you are comfortable with your lender.
I highly recommend Terry Johnson at Certified Financial Services in Eugene. He has the experience and resources to find you the best loan at the best rate and take you through the process without a glitch!